Personal Insurance

Protection For Your Home, Lifestyle And the Things That Matter Most.

Personal Insurance provides reliable, tailored protection for your home, belongings, vehicles, investment properties and personal wellbeing. Whether you’re safeguarding your family home, insuring a prestige vehicle, protecting valuable contents or securing cover for travel and personal accidents, the right insurance ensures you’re financially protected when life takes an unexpected turn.

  • Homes & contents

  • Investment properties & landlords

  • Prestige homes & high‑value assets

  • Vehicles & Bikes

  • Prestige, Classic & High-Performance Vehicles

  • Jewellery, watches & collections

We Will Make Sure You Have The Right Cover In Place

  • Home & Contents

    Protection for your home, belongings and valuables against fire, storm, theft, accidental damage and major loss events.

  • Landlord & Investment Property

    Cover for rental property damage, loss of rent, tenant‑related incidents and liability exposures.

  • Motor & Prestige Vehicle

    Comprehensive protection for everyday vehicles, luxury cars, performance vehicles and family vehicle, including accidental damage, theft and liability.

  • Valuables & Collections

    Cover for jewellery, watches, artwork, designer items and high‑value personal collections at home or while travelling.

  • Personal Accident & Illness

    Income support if accidental injury or covered illness prevents you from working, Ideal for self‑employed individuals.

  • Travel Insurance

    Protection for medical emergencies, cancellations, lost luggage and travel disruptions, both domestic and international.

  • Boat, Caravan & Recreational Assets

    Cover for marine craft, caravans, trailers and lifestyle vehicles used for leisure and travel.

Don't Just Accept Your Next Premium Increase

Send us your current policy schedule for a fast, hassle-free value check, or let’s have a quick chat to discuss your options. No obligations, just honest feedback.

info@insuranceriskbrokers.com.au

Contact Us For A Free Quote

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Insurance Risk Brokers Pty Ltd ABN 98 701 524 174 Trading As IRB - Insurance Risk Brokers is an Authorised Representative (No. xxxxxx) of SMS Insurance Pty Ltd T/as repX ABN 32 361 928 456 AFSL No. 425573.

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This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

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