Real Estate & Property Services

Protection For Businesses That Manage, Maintain And Market Property.

Real estate and property service businesses operate in environments where client expectations, asset values and regulatory obligations are high. Whether you’re managing rental portfolios, conducting inspections, providing strata services or running a real estate agency, even small oversights can lead to significant financial and reputational consequences.

We help real estate professionals stay protected with tailored cover for professional liability, tenant‑related risks, property damage, client disputes and the operational challenges of managing assets on behalf of others.

  • Real estate agencies

  • Property managers

  • Strata managers

  • Building & facilities management

  • Leasing consultants

  • Valuers & property service providers

We Will Make Sure You Have The Right Cover In Place

  • Professional Indemnity

    Covers allegations of under-quoting, misleading advertising, breach of confidentiality, or professional negligence in property management.

  • Trust Account Fraud & Fidelity

    Protects your agency's financial stability against the devastating impact of internal fraud, theft, or embezzlement of client funds.

  • Directors & Officers (D&O) Liability

    Protects the personal assets of agency owners and directors from legal actions alleging wrongful acts or regulatory non-compliance.

  • Public Liability

    Vital for open houses and routine inspections. Protects your agency if a prospective buyer or tenant is injured while visiting a property you represent.

  • Cyber Liability

    Real estate agencies are high-value targets for digital criminals due to the volume of private identity data and banking details you store.

  • Business Pack (Office)

    Insures your agency's physical office fit-out, signage, and glass against fire, storm, or vandalism, while protecting your revenue stream with a built-in Business Interruption module if an accident forces your doors to close.

  • Management Liability

    Extends past standard D&O cover to shield your agency against costly internal employment disputes (such as unfair dismissal or bullying claims made by sales agents) and heavy statutory fines from regulatory audits.

  • Portable Equipment

    Covers your mobile business assets including high-end laptops, tablets, smartphones, and professional cameras used for listing photography against accidental damage or theft while your agents are out on the road.

  • Commercial Vehicle

    Safeguards your company-owned fleet or individual work vehicles against accidental damage, write-offs, and third-party liabilities during routine property inspections, appraisals, and auctions.

Don't Just Accept Your Next Premium Increase

Send us your current policy schedule for a fast, hassle-free value check, or let’s have a quick chat to discuss your options. No obligations, just honest feedback.

info@insuranceriskbrokers.com.au

Contact Us For A Free Quote

When submitting quote requests please read and understood our terms and conditions which include our Financial Service Guide, Terms of Engagement and Privacy Policy.

Thank you! Your submission has been sent successfully.

Insurance Risk Brokers Pty Ltd ABN 98 701 524 174 Trading As IRB - Insurance Risk Brokers is an Authorised Representative (No. xxxxxx) of SMS Insurance Pty Ltd T/as repX ABN 32 361 928 456 AFSL No. 425573.

Financial Services Guide (FSG) | Complaints & Disputes Handling | Insurance Brokers Code of Practice | Privacy Policy | Supporting Vulnerable Clients

This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

Copyright All Rights Reserved © 2026